Travel insurance is an annoyance! Admit it, a number of you have probably groaned about getting it at one time or another. Understandably so - going on trips requires a lot of preparation in itself. You have to reserve and pay for accommodation and plane fare. There is also the added issue of having to inform your boss at the office about taking a leave of absence a few weeks in advance so he/she can delegate your tasks to colleagues or subordinates during the time you are gone, not to mention the mundane tasks of having to pack up the bags, pay all bills that might have to be paid, and getting your passports, cash, and credit cards in order.
Having to worry about this travel insurance nuisance can seem like an unnecessary burden to many in light of all the above considerations, not to mention the additional expenses that may be added to the cost of going on the trip - or it taking a large chunk of a traveller's designated travel budget, which leaves them with less money to spend on anything else. However, it is definitely nothing compared to being in a number of terrible, costly situations that travellers may end up unwillingly brushing up against during their trips abroad, let alone if they end up experiencing these problems while uninsured, such as, but not limited to, the following:
A. Accident that leads to either death or serious injury during the holiday, B. Meeting a road accident that turns out to be, in the eyes of the local authorities, your fault, C. Losing your bag, passport, credit card, and other pertinent documents, D. Being forced to cancel your whole trip or even portions of it due to an illness, E. Getting sick and needing to get confined in a hospital while abroad, F. Having your flight suddenly canceled because of an unexpected weather disturbance or mechanical problems with the plane you were supposed to ride, and G. As a result of E, having to rebook your accommodation because you could not make it in time to the place you were supposed to stay in.
In this day and age of extensive internet connectivity, it is not as hard as in the old days to get travel insurance. Sydney, Melbourne, or some random Outback town, it does not matter where you are since travel insurance is now merely a click away. With Australia being a nation of travellers, there are hundreds, if not thousands, of companies willing to provide you coverage. Most legitimate travel insurance firms' sites are able to provide you with quotes, list down a full range of packages and what it can cover, and terms and conditions of coverage (which vary by company). However, many may not provide the kind of coverage you may need, so it is necessary to have to do some annoying, time-consuming research in order to find the right insurance company for you before paying and hopping on that plane out of the country.
While it is true that many people end up not needing to use it, if you by some misfortune brush up against some kind of trouble during your trip, at least you can have a little bit more peace of mind in dealing with the situation at hand. So Australia, please do not forget about the annoying travel insurance - you may never know when you may need that. Besides, it may be your best mate during those unfortunate times of stress while abroad.
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